Buyers

Dear Prospective Home Buyer:

Thank you for giving HASSAN HOMES the opportunity to help guide you through your home buying process. It can be very confusing,
sometimes complicated, and is always important to you, your family, your future and us. Please be assured you will receive our very
best service. We have incorporated all our experience and training to make this process understandable, hassle free and a pleasure
for all involved. So lets get started. The information on our website will educate and assist you with the entire process in a very user
friendly format. Anything you need to know is covered and compartmentalized for your convienence. Of course if you have any questions
please feel free to call during our regular business hours or make an appointment to come in.

Buyer's Resources
Overview of the Buying & Selling Process l Benifits of Home Ownership l Finding the Right Home l Home Shopping Tips
Answers to Frequently Asked Questions l Overview of the Buying & Selling Process

Buyer
1 Considers purchasing a home
2 Selects a real estate agent
3 Determines needs and wants
4 Discusses financial issues
5 Views & researches target homes
6 Makes an offer to buy

Seller
1 Decides to sell property
2 Selects a real estate agent
3 Determines needs
4 Prepares home for marketing
5 Agent markets the home
6 Accepts, rejects or counters offer Time

To Open Escrow
7 Offer Accepted
8 Loan Application
9 Inspections
10 Title Search
11 Appraisal
12 Loan Approval
13 Closing Papers Signed
14 Documents Recorded
15 Funds Available To Seller
16 Seller Moves Out
17 Buyer Moves In

Benefits of Home Ownership Credit:
Owning a home helps you establish financial credibility.

Independence:
Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers,
keep pets and anything else within legal bounds.

Investment:
As you make more payments and own more of your home, you add to its investment value. Most improvements you make will also add to its value.

Pride:
A home reflects its owner's values and lifestyle. Owning a home can provide you with a source of pride, enjoyment and satisfaction.

Security:
A home can provide security against inflation because the value of your home increases as prices go up.

Stability:
Being established in a community provides a sense of belonging, stability and security.

Tax Advantages:
Interest on your mortgage loan is deductible on your yearly personal income tax return. Many of the closing costs associated with purchasing your
home are deductible, as are your property taxes.

Finding the Right Home

Real Estate Agents
You can sit down with a Real Estate Agent and discuss your needs, type of area, style of home, amenities and everything you really want in your next home.
Real Estate Agents can help you by accessing a Listing Service which covers all properties listed for sale within a specific area. Together, you can select
the homes you would like to see, set appointments and preview homes in a short period of time. An agent can guide you through the entire process.
Newspaper Ads/Internet. Many people go through the real estate classified section or browse the Internet to find a home that appeals to them. However,
your real estate agent will have many listings available that may not appear in the newspaper or Internet on a continuous basis. New listings come on the
market daily.

Multiple Listing Service:
Your real estate agent should have access to the multiple listing service if it is available in your area. It usually includes the following details about homes and
properties for sale:

Location l Price l Photograph l Utilities l Amenities l Annual property tax l Current financing
(when assumable) l Listing company

When Previewing A Home Write notes when previewing a home so you will be able to discuss the details later with your real estate agent. Ask questions about
the home and discuss any objections or concerns you may have. Ask about the community - schools, shopping and transportation. Ask specific questions about
the construction of the home; electrical, plumbing, heating, cooling systems, etc. Have Fun Relax. Finding your new home can be a rewarding experience.
Have a good time and enjoy the process.

Home Shopping Tips

Check For Properly Working Appliances / Fixtures:

Bathroom l Sinks l Showers/tubs l Toilets l Vent fan l Heating fan Appliances l Dishwasher Stove l Oven l Ice maker l Garbage disposal l Range hood
Refrigerator l Freezer l Microwave l Trash compactor Kitchen l Kitchen cabinet doors l Drawers l Sinks General l Lights (interior & exterior) l Windows
Heating system l Ceiling fans l Hot water system l Air conditioning system l Electrical outlets l Door bells l Doors l Water purifier l Fireplace damper
Garage door Ensure House Is Well-Built & Systems Are In Working Condition: (Home Inspection Recommended) Exterior l Brick bulging or cracking
shingles missing or broken l Siding rotted or missing l Gutters damaged or need to be cleaned l Concrete cracked in sidewalks/driveway l Basement
Water seepage in basement l Cracks in foundation l Poor ventilation Interior l Sub-flooring damaged or loose l Cracked walls or ceiling l Cracked tiles
Loose plaster l Flooring damaged l Soft, springy floors l Water stains near windows l Water stains on ceiling below bathroom l Water stains in attic
Pipe insulation missing

Buyer Needs

BUYER INFORMATION

How many will be living in your home?______ How many children?______ Do you have any pets?______ What kind?______

Are you currently working with another Realtor?______ If yes, which Realtor?____________ Currently are you a Homeowner?______ First time Buyer?______

How soon would you like to move in?______ Have you started looking for a home?______ If so, how long have you been looking?______

What did you see that you liked?______

AREA INFORMATION

In what area would you like to live? Is access to your place of employment a priority?______

Do you work at home?______ Is access to schools a priority?______ Which schools?________________________ Is access to public parks a priority?______

Is access to shopping a priority?_______ Which shopping center?________________________ Is access to public transportation a priority?______

If so, what type of transportation would benifit you? l Bus Service l AirPort l Other

HOME WISH LIST

One or two stories? 1______ 2______

Garage? 2______ 3______ 4______ Pool? Yes______ No______ Mature Landscaping? Yes______ No______ Bedrooms? 1______ 2______ 3______

4______ 5______ Guest Suite? Yes______ No______ Fireplace? Yes______ No______ Great Room? Yes______ No______ Separate Living Room?

Yes______ No______